Steve Selengut's Articles in Personal Finance - Finance Articles - Free Article Directory

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Steve Selengut's Articles in Personal Finance

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Making 401(k)s And IRAs More Like Pension Plans I'm not sure that the good doctor grasps the distinction between a self-directed, defined-contribution, investment plan and a guaranteed, defined-benefit, pension plan. Most plan participants are led to believe that the former is just as secure as the latter. Sorry, Charlie. Why 401(k) Retirement Plans Really Don't Work Although it is true that you do not pay income taxes on your contributions up front, during your earning years, you will undoubtedly pay through both nostrils when you attempt to retire. If your parents have planned poorly, you may find yourself trying to retire at a time when the stock market is not in a party mood--- The Real Scoop on Annuities - Part One Today, it's difficult to distinguish one financial institution from another as they compete for the ever-growing pool of investment dollars. Insurance companies, now publicly owned, have become am integral part of an industry that seems uninterested in protecting anything other than their obscenely paid leaders.

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